I’m a bit of a rare case here, so with regards to my input keep in mind a few things (I spent 25 years working in the NZ film industry as a sound designer/40 feature films and 13 years ago started a sound library business HISSandaROAR which is my main job now, so a professional recordist for coming up 40 years but sound FX and AMB, not DX)
Back in 2011 I blogged an article ‘Gear for starting out field recording’ which had lots of comments from other people starting our and/or pros… While tech has evolved the ideas behind it haven’t so maybe worth a read & I won’t repeat it now (but quick summary: I’ve upgraded recorders many times, but mostly kept all my mics as I think of them like lenses - different mic/different result)
https://www.musicofsound.co.nz/blog/gear-for-starting-out-field-recording
My first mic was a 416 shotgun mic, and I used to borrow another, and it is so fun to record AMB with a shotgun mic in each hand!! You choose the stereo image by angling your mics, and being shotguns mics you also thereby reject what you do not want.
But my belief with recording is that it takes considerable effort (research, perseverance, access etc) to have your mics in front of a specificially useful and fascinating sound. So thats the difficult part, and once I am there I want to capture sound in multiple perspectives because I am capturing sound for use that I cannot predict (eg film sound design, video game sound etc)
So for example capturing ambiences I usually record a tight stereo pair of MKH8040 (short shotgun) in ORTF, a spaced omni pair of MKH8020 and a spaced pair of long shotgun mics MKH70. From these I can construct many perspectives & ‘feels’ eg the omni are diffuse so may suit a wide shot or particular acoustic/location, or for use as surround LR. The 8040s capture a tight stereo image, so if there is stereo movement in the field it will be well represented. But the long shotgun mics are like targetted pointillistic elements.
So say I am recording a beach ambience: 8040s capture tight stereo iamge of wave breaks etc, omnis get everything (brighter, more active) and the shotgun mics capture single wave breaks… I also consider this far more useful & better use of recorder channels than a single 5.1 mic for my purposes… I blogged about this specific aspect too:
https://www.musicofsound.co.nz/blog/ambiences-for-film
To add, your peer example is similar to how I think. If there are unwanted elements in a recording situation then I can use my mics directional polar response to minimise it. Unless I am capturing ambiences, then I mostly want to isolate and highlight the wanted sound while minimising the background. The main ways to achieve that are either proximity (have your mics close to the source) and/or directional mics, and shotgun mics are really the most directional you can get…
In terms of your worry of a ‘hole in the middle’ of the stereo image - you choose how much overlap there is between a pair of shotgun mics. So you could overlap the mics and have no hole in the middle, or go so wide as to be seperate… Dual mono is sometimes more interesting than a stereo image eg recording a river if I was using 2 shotgun mics I would capture a nice stereo image, and then do a second recording capturing completely seperate elements ie discrete elements in L and R. These often sound much more interesting than a static stereo image of a diffuse sound, and provides options for later use…