I’m wondering what people here do to protect their equipment. I’m part of an experimental music collective up in Burlington, VT and we are lucky enough to have a large studio space. Since a number of us share the room and it is also used for concerts/lessons/events/etc., one of our stipulations is that members need to have insurance on any personal gear they leave in the studio. Do most here assume coverage by home/renters insurance? What do you do for shows? Thanks, any direction or thoughts would be helpful.
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Music equipment insurance isn’t actually that expensive, and it should cover the equipment wherever it’s at (on the road / at home / in the studio), natural disasters, theft, etc.
I also need to do it, it’s usually a yearly payment.
Some friends use these folks: https://www.musicproinsurance.com/ but there are others people swear by.
Renters insurance generally leaves a lot of coverage gaps.
edit: I think my main psychological hurdle is inventorying everything :P, but I’m gonna regret waiting when I get robbed or flattened by an earthquake. IIRC a friend paid around ~$250 for 20-30k of stuff? Very roughly in that neighborhood.
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ours is covered by renters insurance
i tried to get the modular covered separately as a musical instrument but my provider didn’t buy that argument
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