Your points about the disposable income crew are true, but the old rich white guy market has long been there; all those Les Paul Customs and PRSs aren’t just going to gigging musicians, they’re going to middle aged dudes to stumble through Cream covers on…
And you know, in some ways, there’s nothing wrong with that. They’re making music on nice instruments. Perhaps the more salient point is that the “cheap” ways in are limited - a 6U doepfer system is 1300, for instance. But again, go to synth land: a poly analog starts at 500 and mainly sits around 1500 for interesting new ones; the 0-coast (still my favourite gateway synth by miles) is at that point. It’s not Squier cheap, but it’s not bad.
I’m on a phone so coherent typing is hard, but I think the most frustrating point is the way certain kinds of modular conversation have been overwhelmed by the “rich dudes making ropey techno” scenario; and, in particular, the way newcomers are beginning to learn behaviours from that environment; the idea that they need to keep purchasing, or that they need a plan, or that the collection game is more interesting than the music game. Sometimes I worry I’m guilty of that, but I do my best. (My best music, after all, is still not made on my modular)